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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,546 | $167,362-30.4% | $143,799-19.0% | $134,532-13.4% |
| Participation rate | 87.5% | 84.8%+2.7pp | 80.3%+7.2pp | 81.2%+6.3pp |
| Annual return | -33.42% | 0.47%-33.9pp | -0.04%-33.4pp | 418.27%-451.7pp |
| Employer contribution / active EE | $2,629 | $5,620-53.2% | $4,952-46.9% | $4,741-44.5% |
| Participant deferral / active EE | $7,576 | $6,447+17.5% | $5,638+34.4% | $6,401+18.4% |
| Admin fee / account holder | $464 | $18,094-97.4% | $14,677-96.8% | $11,429-95.9% |