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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,856 | $55,902+198.5% | $76,030+119.5% | $80,959+106.1% |
| Participation rate | 97.4% | 62.1%+35.4pp | 69.1%+28.4pp | 67.7%+29.8pp |
| Annual return | 14.05% | 20.59%-6.5pp | 361.54%-347.5pp | 35.67%-21.6pp |
| Employer contribution / active EE | $8,059 | $1,867+331.7% | $2,688+199.9% | $2,757+192.3% |
| Participant deferral / active EE | $9,254 | $3,051+203.4% | $4,257+117.4% | $4,300+115.2% |
| Admin fee / account holder | $52,802 | $5,239+907.8% | $6,421+722.4% | $6,925+662.4% |