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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,299 | $165,399-29.1% | $149,745-21.7% | $158,982-26.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 15.56% | 348.34%-332.8pp | 276.72%-261.2pp | 302.99%-287.4pp |
| Employer contribution / active EE | $5,157 | $5,105+1.0% | $4,646+11.0% | $4,763+8.3% |
| Participant deferral / active EE | $10,813 | $7,183+50.5% | $6,843+58.0% | $5,983+80.7% |
| Admin fee / account holder | $898 | $10,811-91.7% | $9,312-90.4% | $11,252-92.0% |