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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,752 | $185,905+2.1% | $170,057+11.6% | $139,487+36.0% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 10.09% | 60.56%-50.5pp | 53.42%-43.3pp | 373.84%-363.8pp |
| Employer contribution / active EE | $6,452 | $7,597-15.1% | $6,790-5.0% | $4,755+35.7% |
| Participant deferral / active EE | $14,168 | $11,627+21.9% | $10,411+36.1% | $6,713+111.1% |
| Admin fee / account holder | $63,675 | $15,397+313.6% | $12,826+396.4% | $11,407+458.2% |