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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,551 | $112,933-91.5% | $90,970-89.5% | $158,982-94.0% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 15.09% | 215.82%-200.7pp | 134.60%-119.5pp | 302.99%-287.9pp |
| Employer contribution / active EE | $467 | $2,893-83.9% | $2,122-78.0% | $4,763-90.2% |
| Participant deferral / active EE | $5,141 | $4,128+24.6% | $3,373+52.4% | $5,983-14.1% |
| Admin fee / account holder | $3,080 | $8,047-61.7% | $5,961-48.3% | $11,252-72.6% |