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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,547 | $76,834-92.8% | $108,359-94.9% | $87,485-93.7% |
| Participation rate | 76.9% | 61.7%+15.2pp | 70.1%+6.8pp | 68.9%+8.0pp |
| Annual return | 17.30% | 19.09%-1.8pp | 36.89%-19.6pp | 26.06%-8.8pp |
| Employer contribution / active EE | $856 | $1,556-45.0% | $2,399-64.3% | $2,596-67.0% |
| Participant deferral / active EE | $1,407 | $3,100-54.6% | $4,137-66.0% | $4,274-67.1% |
| Admin fee / account holder | $552 | $6,537-91.6% | $9,741-94.3% | $7,775-92.9% |