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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,547 | $73,787-92.5% | $98,716-94.4% | $82,448-93.3% |
| Participation rate | 76.9% | 61.4%+15.5pp | 69.3%+7.6pp | 68.1%+8.9pp |
| Annual return | 17.30% | 18.57%-1.3pp | 31.81%-14.5pp | 41.64%-24.3pp |
| Employer contribution / active EE | $856 | $1,511-43.4% | $2,279-62.4% | $2,551-66.5% |
| Participant deferral / active EE | $1,407 | $3,081-54.4% | $4,048-65.2% | $4,139-66.0% |
| Admin fee / account holder | $552 | $6,500-91.5% | $8,703-93.7% | $7,234-92.4% |