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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,118 | $69,012-60.7% | $160,037-83.1% | $68,490-60.4% |
| Participation rate | 96.4% | 65.4%+31.0pp | 78.0%+18.4pp | 67.9%+28.5pp |
| Annual return | -7.49% | -9.65%+2.2pp | 408.95%-416.4pp | -7.85%+0.4pp |
| Employer contribution / active EE | $4,777 | $2,212+115.9% | $4,226+13.0% | $2,597+84.0% |
| Participant deferral / active EE | $5,327 | $4,212+26.5% | $6,184-13.9% | $4,028+32.3% |
| Admin fee / account holder | $389 | $4,798-91.9% | $8,716-95.5% | $5,403-92.8% |