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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,909 | $50,637-68.6% | $86,582-81.6% | $62,293-74.5% |
| Participation rate | 97.3% | 67.9%+29.4pp | 73.5%+23.8pp | 69.5%+27.8pp |
| Annual return | 17.64% | 20.80%-3.2pp | 965.08%-947.4pp | 28.90%-11.3pp |
| Employer contribution / active EE | $768 | $2,075-63.0% | $2,839-73.0% | $2,042-62.4% |
| Participant deferral / active EE | $1,751 | $2,611-32.9% | $3,609-51.5% | $3,169-44.8% |
| Admin fee / account holder | $50 | $413-87.8% | $4,904-99.0% | $479-89.5% |