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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $357,407 | $105,866+237.6% | $90,766+293.8% | $134,545+165.6% |
| Participation rate | 75.0% | 78.3%-3.3pp | 75.7%-0.7pp | 81.2%-6.2pp |
| Annual return | -30.41% | -10.99%-19.4pp | -12.16%-18.3pp | 418.37%-448.8pp |
| Employer contribution / active EE | $1,765 | $3,464-49.1% | $2,922-39.6% | $4,742-62.8% |
| Participant deferral / active EE | $1,298 | $5,217-75.1% | $4,565-71.6% | $6,401-79.7% |
| Admin fee / account holder | $9,078 | $13,938-34.9% | $8,446+7.5% | $11,431-20.6% |