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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,974 | $110,337+84.0% | $102,383+98.3% | $145,877+39.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 22.23% | 24.83%-2.6pp | 24.94%-2.7pp | 551.28%-529.1pp |
| Employer contribution / active EE | $11,098 | $4,216+163.2% | $3,870+186.7% | $4,663+138.0% |
| Participant deferral / active EE | $6,162 | $5,621+9.6% | $5,060+21.8% | $6,691-7.9% |
| Admin fee / account holder | $5,835 | $9,750-40.2% | $8,391-30.5% | $13,402-56.5% |