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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,906 | $138,102-80.5% | $125,381-78.5% | $134,532-80.0% |
| Participation rate | 33.3% | 84.5%-51.2pp | 82.4%-49.0pp | 81.2%-47.9pp |
| Annual return | -11.96% | 750.73%-762.7pp | 572.31%-584.3pp | 418.27%-430.2pp |
| Employer contribution / active EE | $2,816 | $5,245-46.3% | $4,815-41.5% | $4,741-40.6% |
| Participant deferral / active EE | $7,622 | $7,801-2.3% | $7,448+2.3% | $6,401+19.1% |
| Admin fee / account holder | $625 | $11,568-94.6% | $10,007-93.8% | $11,429-94.5% |