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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,937 | $209,874-42.9% | $189,537-36.7% | $167,536-28.4% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 23.44% | 748.61%-725.2pp | 555.34%-531.9pp | 478.82%-455.4pp |
| Employer contribution / active EE | $13,809 | $6,913+99.8% | $6,161+124.1% | $4,839+185.4% |
| Participant deferral / active EE | $8,361 | $8,934-6.4% | $8,220+1.7% | $6,342+31.8% |
| Admin fee / account holder | $377 | $14,299-97.4% | $12,048-96.9% | $12,315-96.9% |