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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,560 | $175,231-38.0% | $149,696-27.5% | $139,466-22.2% |
| Participation rate | 70.8% | 83.4%-12.6pp | 78.8%-7.9pp | 80.3%-9.5pp |
| Annual return | 16.34% | 166.77%-150.4pp | 134.46%-118.1pp | 373.66%-357.3pp |
| Employer contribution / active EE | $2,242 | $5,478-59.1% | $4,821-53.5% | $4,754-52.8% |
| Participant deferral / active EE | $5,778 | $6,521-11.4% | $5,682+1.7% | $6,712-13.9% |
| Admin fee / account holder | $1,150 | $16,155-92.9% | $13,212-91.3% | $11,409-89.9% |