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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,429 | $160,059-35.4% | $140,019-26.1% | $135,380-23.6% |
| Participation rate | 84.6% | 88.5%-3.9pp | 87.5%-2.9pp | 82.6%+2.0pp |
| Annual return | 0.00% | 911.48%-911.5pp | 651.17%-651.2pp | 519.81%-519.8pp |
| Employer contribution / active EE | $14,404 | $6,420+124.4% | $5,605+157.0% | $4,779+201.4% |
| Participant deferral / active EE | $5,318 | $7,641-30.4% | $6,927-23.2% | $5,609-5.2% |
| Admin fee / account holder | $5,474 | $13,328-58.9% | $10,705-48.9% | $10,828-49.4% |