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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $407,495 | $201,370+102.4% | $184,256+121.2% | $145,897+179.3% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 16.35% | 29.05%-12.7pp | 28.85%-12.5pp | 552.29%-535.9pp |
| Employer contribution / active EE | $23,928 | $7,024+240.7% | $6,427+272.3% | $4,663+413.2% |
| Participant deferral / active EE | $18,030 | $9,808+83.8% | $9,133+97.4% | $6,689+169.5% |
| Admin fee / account holder | $22,483 | $16,364+37.4% | $13,899+61.8% | $13,390+67.9% |