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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,370 | $209,422-89.3% | $178,503-87.5% | $158,982-85.9% |
| Participation rate | 71.4% | 86.4%-14.9pp | 81.9%-10.5pp | 82.0%-10.5pp |
| Annual return | 7.01% | 188.81%-181.8pp | 151.12%-144.1pp | 302.99%-296.0pp |
| Employer contribution / active EE | $1,449 | $5,707-74.6% | $5,011-71.1% | $4,763-69.6% |
| Participant deferral / active EE | $2,135 | $5,955-64.2% | $5,202-59.0% | $5,983-64.3% |
| Admin fee / account holder | $7,606 | $17,079-55.5% | $13,987-45.6% | $11,252-32.4% |