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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,241 | $160,040-81.1% | $147,096-79.4% | $145,877-79.3% |
| Participation rate | 58.8% | 84.0%-25.2pp | 82.2%-23.4pp | 80.3%-21.5pp |
| Annual return | 11.70% | 98.49%-86.8pp | 419.75%-408.1pp | 551.28%-539.6pp |
| Employer contribution / active EE | $1,680 | $5,289-68.2% | $4,936-66.0% | $4,663-64.0% |
| Participant deferral / active EE | $2,697 | $8,429-68.0% | $8,071-66.6% | $6,691-59.7% |
| Admin fee / account holder | $718 | $15,050-95.2% | $13,005-94.5% | $13,402-94.6% |