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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,953 | $97,732-91.9% | $83,831-90.5% | $135,380-94.1% |
| Participation rate | 45.5% | 80.0%-34.5pp | 76.1%-30.7pp | 82.6%-37.2pp |
| Annual return | 0.00% | 1287.56%-1287.6pp | 850.99%-851.0pp | 519.81%-519.8pp |
| Employer contribution / active EE | $600 | $4,222-85.8% | $3,631-83.5% | $4,779-87.5% |
| Participant deferral / active EE | $3,360 | $4,683-28.2% | $4,082-17.7% | $5,609-40.1% |
| Admin fee / account holder | $20 | $6,675-99.7% | $5,479-99.6% | $10,828-99.8% |