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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,870 | $111,787-67.0% | $93,681-60.6% | $145,978-74.7% |
| Participation rate | 50.0% | 74.2%-24.2pp | 68.7%-18.7pp | 80.3%-30.3pp |
| Annual return | 12.40% | 203.52%-191.1pp | 133.47%-121.1pp | 550.52%-538.1pp |
| Employer contribution / active EE | $697 | $3,093-77.5% | $2,422-71.2% | $4,662-85.0% |
| Participant deferral / active EE | $1,774 | $4,918-63.9% | $4,415-59.8% | $6,690-73.5% |
| Admin fee / account holder | $3,021 | $10,256-70.5% | $8,290-63.6% | $13,400-77.5% |