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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,509 | $54,763-93.6% | $90,324-96.1% | $72,976-95.2% |
| Participation rate | 72.2% | 65.2%+7.1pp | 73.3%-1.1pp | 69.5%+2.7pp |
| Annual return | 36.11% | 30.63%+5.5pp | 78.15%-42.0pp | 81.02%-44.9pp |
| Employer contribution / active EE | $509 | $2,093-75.7% | $2,856-82.2% | $2,440-79.1% |
| Participant deferral / active EE | $1,309 | $2,887-54.7% | $3,885-66.3% | $3,608-63.7% |
| Admin fee / account holder | $416 | $3,973-89.5% | $5,356-92.2% | $5,124-91.9% |