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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,455 | $185,312-53.9% | $161,489-47.1% | $154,746-44.8% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 22.12% | 103.84%-81.7pp | 89.72%-67.6pp | 172.34%-150.2pp |
| Employer contribution / active EE | $4,355 | $4,769-8.7% | $4,268+2.0% | $4,379-0.5% |
| Participant deferral / active EE | $10,627 | $6,350+67.4% | $5,630+88.8% | $6,730+57.9% |
| Admin fee / account holder | $1,195 | $18,654-93.6% | $16,006-92.5% | $14,365-91.7% |