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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,163 | $114,093+107.9% | $96,171+146.6% | $167,536+41.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 14.32% | 190.00%-175.7pp | 192.04%-177.7pp | 478.82%-464.5pp |
| Employer contribution / active EE | $21,906 | $3,429+538.7% | $2,799+682.7% | $4,839+352.7% |
| Participant deferral / active EE | $19,036 | $5,197+266.3% | $4,350+337.6% | $6,342+200.1% |
| Admin fee / account holder | $493 | $6,899-92.9% | $5,538-91.1% | $12,315-96.0% |