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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,060,112 | $97,125+991.5% | $86,233+1129.4% | $137,256+672.4% |
| Participation rate | 66.7% | 74.2%-7.5pp | 69.0%-2.4pp | 80.0%-13.3pp |
| Annual return | 11.43% | 74.19%-62.8pp | 61.39%-50.0pp | 220.34%-208.9pp |
| Employer contribution / active EE | $37,096 | $2,841+1205.6% | $2,504+1381.3% | $4,156+792.6% |
| Participant deferral / active EE | $23,167 | $5,180+347.3% | $4,559+408.1% | $6,407+261.6% |
| Admin fee / account holder | $300,548 | $9,725+2990.6% | $8,342+3502.8% | $12,270+2349.4% |