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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,105 | $176,120-95.4% | $159,487-94.9% | $167,553-95.2% |
| Participation rate | 85.7% | 85.0%+0.8pp | 82.8%+2.9pp | 82.1%+3.6pp |
| Annual return | 58.58% | 331.95%-273.4pp | 263.71%-205.1pp | 478.89%-420.3pp |
| Employer contribution / active EE | $1,330 | $5,299-74.9% | $4,831-72.5% | $4,840-72.5% |
| Participant deferral / active EE | $2,871 | $7,752-63.0% | $7,354-61.0% | $6,343-54.7% |
| Admin fee / account holder | $1,023 | $12,561-91.9% | $10,804-90.5% | $12,316-91.7% |