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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,644 | $67,396-48.6% | $60,919-43.1% | $134,545-74.3% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.1%+26.9pp | 81.2%+18.8pp |
| Annual return | -18.87% | 50.12%-69.0pp | 16.96%-35.8pp | 418.37%-437.2pp |
| Employer contribution / active EE | $4,618 | $3,101+48.9% | $2,704+70.8% | $4,742-2.6% |
| Participant deferral / active EE | $8,389 | $4,534+85.0% | $3,814+119.9% | $6,401+31.0% |
| Admin fee / account holder | $1,675 | $4,590-63.5% | $3,228-48.1% | $11,431-85.3% |