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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,729 | $89,652-73.5% | $141,191-83.2% | $65,185-63.6% |
| Participation rate | 91.7% | 74.7%+17.0pp | 82.5%+9.2pp | 70.2%+21.5pp |
| Annual return | 29.48% | 32.79%-3.3pp | 71.41%-41.9pp | 29.38%+0.1pp |
| Employer contribution / active EE | $1,777 | $3,065-42.0% | $4,736-62.5% | $2,177-18.4% |
| Participant deferral / active EE | $5,415 | $5,691-4.9% | $6,710-19.3% | $3,514+54.1% |
| Admin fee / account holder | $10 | $569-98.2% | $10,264-99.9% | $847-98.8% |