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| Provider | Service type | Compensation |
|---|---|---|
LION STREET ADVISORS LLC4 years Filed as: LION STREET ADVISORS Service code 27 · EIN 80-0842559 | Advisory (Plan) | $44,032 |
Service code 13 · EIN 42-0127290 | Contract Administrator | $43,855 |
CETERA ADVISOR NETWORKS LLC3 years Filed as: CETERA RETIREMENT PLAN SPECIALISTS Service code 13 · EIN 94-2279761 | Contract Administrator | $13,704 |
MORNINGSTAR4 years Filed as: MORNINGSTAR INVESTMENT MGMT, LLC Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
MORNINGSTAR2 years Filed as: MORNINSTAR INVESTMENT MANAGMENT Service code 26 | Advisory (Participants) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,591 | $101,653-45.3% | $147,080-62.2% | $74,459-25.3% |
| Participation rate | 94.7% | 75.6%+19.1pp | 82.2%+12.5pp | 67.2%+27.4pp |
| Annual return | 17.92% | 8754.98%-8737.1pp | 420.17%-402.3pp | 1369.70%-1351.8pp |
| Employer contribution / active EE | $1,508 | $3,813-60.5% | $4,933-69.4% | $2,626-42.6% |
| Participant deferral / active EE | $8,353 | $7,304+14.4% | $8,066+3.5% | $4,350+92.0% |
| Admin fee / account holder | $314 | $1,752-82.1% | $12,989-97.6% | $1,945-83.9% |