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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,904 | $155,833-70.5% | $124,693-63.2% | $167,536-72.6% |
| Participation rate | 69.6% | 81.1%-11.5pp | 74.6%-5.0pp | 82.1%-12.5pp |
| Annual return | 16.44% | 17.98%-1.5pp | 5144.19%-5127.7pp | 478.82%-462.4pp |
| Employer contribution / active EE | $3,196 | $4,164-23.3% | $3,324-3.9% | $4,839-34.0% |
| Participant deferral / active EE | $4,663 | $5,675-17.8% | $4,615+1.0% | $6,342-26.5% |
| Admin fee / account holder | $990 | $9,534-89.6% | $7,494-86.8% | $12,315-92.0% |