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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $52,679 |
Filed as: MML INVESTORS SERVICES LLC Service code 27 · EIN 04-2746212 | Advisory (Plan) | $26,422 |
Service code 13 · EIN 20-4780677 | Contract Administrator | $16,125 |
MORNINGSTAR2 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
MORNINGSTAR2 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 | Advisory (Participants) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,832 | $43,496+35.3% | $161,489-63.6% | $64,340-8.6% |
| Participation rate | 84.7% | 53.5%+31.1pp | 78.7%+6.0pp | 55.2%+29.4pp |
| Annual return | 24.15% | 20.76%+3.4pp | 89.72%-65.6pp | 24.14%0pp |
| Employer contribution / active EE | $3,896 | $1,431+172.3% | $4,268-8.7% | $1,862+109.3% |
| Participant deferral / active EE | $11,317 | $1,996+467.0% | $5,630+101.0% | $2,980+279.7% |
| Admin fee / account holder | $374 | $2,330-84.0% | $16,006-97.7% | $3,703-89.9% |