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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,268 | $93,064-83.6% | $74,577-79.5% | $273,972-94.4% |
| Participation rate | 37.5% | 74.9%-37.4pp | 68.1%-30.6pp | 83.0%-45.5pp |
| Annual return | 13.26% | 26.18%-12.9pp | 20.47%-7.2pp | 41.46%-28.2pp |
| Employer contribution / active EE | $7,745 | $3,160+145.1% | $2,525+206.7% | $4,869+59.1% |
| Participant deferral / active EE | $3,759 | $4,160-9.6% | $3,458+8.7% | $5,287-28.9% |
| Admin fee / account holder | $1,440 | $5,273-72.7% | $4,138-65.2% | $10,133-85.8% |