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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,283 | $124,330-70.0% | $109,173-65.8% | $167,536-77.7% |
| Participation rate | 22.2% | 79.5%-57.2pp | 75.9%-53.7pp | 82.1%-59.9pp |
| Annual return | 18.86% | 26.04%-7.2pp | 25.75%-6.9pp | 478.82%-460.0pp |
| Employer contribution / active EE | $859 | $4,209-79.6% | $3,723-76.9% | $4,839-82.3% |
| Participant deferral / active EE | $2,481 | $5,256-52.8% | $4,654-46.7% | $6,342-60.9% |
| Admin fee / account holder | $17 | $7,974-99.8% | $6,755-99.8% | $12,315-99.9% |