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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,729 | $73,848-76.0% | $143,799-87.7% | $68,486-74.1% |
| Participation rate | 19.4% | 66.7%-47.2pp | 80.3%-60.9pp | 67.9%-48.4pp |
| Annual return | -15.91% | 0.91%-16.8pp | -0.04%-15.9pp | -7.85%-8.1pp |
| Employer contribution / active EE | $395 | $3,184-87.6% | $4,952-92.0% | $2,597-84.8% |
| Participant deferral / active EE | $1,017 | $3,385-69.9% | $5,638-82.0% | $4,028-74.7% |
| Admin fee / account holder | $3,827 | $5,755-33.5% | $14,677-73.9% | $5,404-29.2% |