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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,200 | $81,276-55.5% | $155,574-76.7% | $80,925-55.3% |
| Participation rate | 23.3% | 66.2%-42.9pp | 78.2%-54.9pp | 67.7%-44.3pp |
| Annual return | 11.40% | 33.36%-22.0pp | 64.87%-53.5pp | 35.65%-24.2pp |
| Employer contribution / active EE | $408 | $3,103-86.9% | $4,676-91.3% | $2,756-85.2% |
| Participant deferral / active EE | $1,091 | $3,453-68.4% | $5,629-80.6% | $4,299-74.6% |
| Admin fee / account holder | $10,470 | $7,993+31.0% | $15,914-34.2% | $6,940+50.9% |