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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,348 | $135,956-61.5% | $123,894-57.7% | $273,972-80.9% |
| Participation rate | 88.9% | 84.1%+4.8pp | 81.4%+7.5pp | 83.0%+5.9pp |
| Annual return | 0.10% | 56.63%-56.5pp | 47.52%-47.4pp | 41.46%-41.4pp |
| Employer contribution / active EE | $6,641 | $5,170+28.5% | $4,617+43.9% | $4,869+36.4% |
| Participant deferral / active EE | $5,071 | $6,343-20.0% | $5,984-15.3% | $5,287-4.1% |
| Admin fee / account holder | $1,448 | $9,817-85.3% | $8,357-82.7% | $10,133-85.7% |