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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,680 | $150,447-81.6% | $136,298-79.7% | $147,586-81.2% |
| Participation rate | 57.1% | 84.4%-27.3pp | 81.9%-24.8pp | 82.8%-25.7pp |
| Annual return | 14.59% | 1049.15%-1034.6pp | 5156.27%-5141.7pp | 578.59%-564.0pp |
| Employer contribution / active EE | $8,573 | $5,256+63.1% | $4,696+82.6% | $4,876+75.8% |
| Participant deferral / active EE | $3,364 | $6,631-49.3% | $6,247-46.2% | $5,439-38.1% |
| Admin fee / account holder | $16,833 | $10,906+54.3% | $9,244+82.1% | $10,886+54.6% |