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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,176 | $69,012-86.7% | $160,009-94.3% | $68,486-86.6% |
| Participation rate | 46.9% | 65.4%-18.5pp | 78.0%-31.1pp | 67.9%-21.0pp |
| Annual return | 0.00% | -9.65%+9.7pp | 408.85%-408.8pp | -7.85%+7.9pp |
| Employer contribution / active EE | $493 | $2,212-77.7% | $4,225-88.3% | $2,597-81.0% |
| Participant deferral / active EE | $3,797 | $4,212-9.9% | $6,183-38.6% | $4,028-5.7% |
| Admin fee / account holder | $22 | $4,798-99.6% | $8,715-99.8% | $5,404-99.6% |