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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,201 | $209,422-44.5% | $178,503-34.9% | $158,982-26.9% |
| Participation rate | 87.5% | 86.4%+1.1pp | 81.9%+5.6pp | 82.0%+5.5pp |
| Annual return | 6.35% | 188.81%-182.5pp | 151.12%-144.8pp | 302.99%-296.6pp |
| Employer contribution / active EE | $0 | $5,707-100.0% | $5,011-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $8,934 | $5,955+50.0% | $5,202+71.7% | $5,983+49.3% |
| Admin fee / account holder | $981 | $17,079-94.3% | $13,987-93.0% | $11,252-91.3% |