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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,921 | $48,267-27.6% | $68,808-49.2% | $68,486-49.0% |
| Participation rate | 100.0% | 60.7%+39.3pp | 69.0%+31.0pp | 67.9%+32.1pp |
| Annual return | -32.97% | -12.70%-20.3pp | -6.37%-26.6pp | -7.85%-25.1pp |
| Employer contribution / active EE | $1,487 | $1,829-18.7% | $2,656-44.0% | $2,597-42.7% |
| Participant deferral / active EE | $1,537 | $2,867-46.4% | $3,942-61.0% | $4,028-61.8% |
| Admin fee / account holder | $1,429 | $4,362-67.2% | $4,936-71.0% | $5,404-73.5% |