Retirement plan

GOLDEN SVCS, LLC 401(K) PLAN & TRUST FOR COLLECTIVE BARGAINING UNIT

Name: GOLDEN SVCS, LLC - GOLDEN SVCS, LLC 401(K) PLAN & TRUST FOR COLLECTIVE BARGAINING UNIT (2021) Form 5500
Creator: GOLDEN SVCS, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, GOLDEN SVCS, LLC 401(K) PLAN & TRUST FOR COLLECTIVE BARGAINING UNIT, GOLDEN SVCS, LLC

GOLDEN SVCS, LLCEIN 46-0864606Plan #002PY 2021

72 MITCHELL RD - OAK RIDGE, TN 37830865-360-9185goldsvcs.comLinkedIn201-500 employeessecurity and investigations

Other plans on this EIN

2 filings

#001Retirement-$31.2M assets #003Retirement-$25.1M assets

Prospect flagsRecently cancelled planLow returnsFailed to transmit contributionsWind-down / frozen

How to read this page

Total assets (EOY)

-100.0% from 2020

Total participants

-100.0% from 2020

Average account balance

-100.0% from 2020

Annual return

-107.04%

-124.39 pp from 2020

Benchmarks

See 15,324 peers

Peer group

Industry56 - Administrative and Support and Waste Management and Remediation Services

Plan typeDefined contribution

Participants<25

Cohort15,324 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.64M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-107.04%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
NATIONWIDE6 years Service code 15 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215	Recordkeeping	$146,016
CHARLES SCHWAB & CO., INC.2 years Filed as: REA & ASSOCIATES Service code 15 · EIN 34-1310124	Recordkeeping	$19,545
IRON-CO-FID-COMPREHENSIVE4 years Filed as: IRON CO FID TRADTIONAL Service code 22 · EIN 26-2409128 630 DUNDEE RD · NORTHBROOK, IL 60062	Insurance Broker	$10,462
NATIONWIDE6 years Filed as: NATIONWIDE LIFE INS CO Service code 22 · EIN 31-4156830 10 W. NATIOWNIDE BLVD 5-05-111V · COLUMBUS, OH 43215	Insurance Broker	$2,616
LINCOLN NATIONAL CORPORATION5 years Filed as: LINCOLN FINANCIAL ADVISORS CORP Service code 52 1300 S. CLINTON ST. · FORT WAYNE, IN 46802	Indirect Investment Fees	$0
LPL FINANCIAL1 year Filed as: LPL FINANCIAL LLC Service code 52 4707 EXECUTIVE DRIVE · SAN DIEGO, CA 92121	Indirect Investment Fees	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

4 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
InformationalWind-down / frozen
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
InformationalRecently cancelled plan
Plan reported a final filing / termination within the last year.

Expense breakdown

Schedule H Part II

Admin total

$179K

Investment mgmt$179K100.0%

% of EOY assets

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: PW PARTNERS
Auditor EIN: 833323563
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$114,130-100.0%

$96,192-100.0%

$167,553-100.0%

Participation rate

0.0%

75.1%-75.1pp

68.4%-68.4pp

82.1%-82.1pp

Annual return

-107.04%

190.07%-297.1pp

192.09%-299.1pp

478.89%-585.9pp

Employer contribution / active EE

$3,431-100.0%

$2,799-100.0%

$4,840-100.0%

Participant deferral / active EE

$5,198-100.0%

$4,351-100.0%

$6,343-100.0%

Admin fee / account holder

$6,901-100.0%

$5,539-100.0%

$12,316-100.0%

Provider

Service type

Compensation

NATIONWIDE6 years

Service code 15

ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215

Recordkeeping

$146,016

CHARLES SCHWAB & CO., INC.2 years

Filed as: REA & ASSOCIATES

Service code 15 · EIN 34-1310124

Recordkeeping

$19,545

IRON-CO-FID-COMPREHENSIVE4 years

Filed as: IRON CO FID TRADTIONAL

Service code 22 · EIN 26-2409128

630 DUNDEE RD · NORTHBROOK, IL 60062

Insurance Broker

$10,462

NATIONWIDE6 years

Filed as: NATIONWIDE LIFE INS CO

Service code 22 · EIN 31-4156830

10 W. NATIOWNIDE BLVD 5-05-111V · COLUMBUS, OH 43215

Insurance Broker

$2,616

LINCOLN NATIONAL CORPORATION5 years

Filed as: LINCOLN FINANCIAL ADVISORS CORP

Service code 52

1300 S. CLINTON ST. · FORT WAYNE, IN 46802

Indirect Investment Fees

LPL FINANCIAL1 year

Filed as: LPL FINANCIAL LLC

Service code 52

4707 EXECUTIVE DRIVE · SAN DIEGO, CA 92121

Indirect Investment Fees

GOLDEN SVCS, LLC 401(K) PLAN & TRUST FOR COLLECTIVE BARGAINING UNIT

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

GOLDEN SVCS, LLC 401(K) PLAN & TRUST FOR COLLECTIVE BARGAINING UNIT

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion