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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,405 | $180,459-51.0% | $154,108-42.6% | $135,380-34.7% |
| Participation rate | 66.7% | 87.4%-20.8pp | 83.0%-16.4pp | 82.6%-16.0pp |
| Annual return | -7.06% | 888.21%-895.3pp | 735.21%-742.3pp | 519.81%-526.9pp |
| Employer contribution / active EE | $2,158 | $6,035-64.2% | $5,298-59.3% | $4,779-54.8% |
| Participant deferral / active EE | $10,667 | $5,806+83.7% | $5,081+109.9% | $5,609+90.2% |
| Admin fee / account holder | $1,196 | $16,145-92.6% | $13,411-91.1% | $10,828-89.0% |