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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,218 | $183,592-84.6% | $155,574-81.9% | $145,877-80.7% |
| Participation rate | 61.1% | 82.7%-21.6pp | 78.2%-17.1pp | 80.3%-19.2pp |
| Annual return | 11.99% | 61.37%-49.4pp | 64.87%-52.9pp | 551.28%-539.3pp |
| Employer contribution / active EE | $1,658 | $5,317-68.8% | $4,676-64.5% | $4,663-64.4% |
| Participant deferral / active EE | $3,493 | $6,466-46.0% | $5,629-37.9% | $6,691-47.8% |
| Admin fee / account holder | $126 | $19,316-99.3% | $15,914-99.2% | $13,402-99.1% |