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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,218 | $183,539-84.6% | $155,556-81.9% | $145,897-80.7% |
| Participation rate | 61.1% | 82.7%-21.6pp | 78.2%-17.1pp | 80.3%-19.2pp |
| Annual return | 11.99% | 61.31%-49.3pp | 64.84%-52.8pp | 552.29%-540.3pp |
| Employer contribution / active EE | $1,658 | $5,315-68.8% | $4,675-64.5% | $4,663-64.4% |
| Participant deferral / active EE | $3,493 | $6,467-46.0% | $5,631-38.0% | $6,689-47.8% |
| Admin fee / account holder | $126 | $19,275-99.3% | $15,885-99.2% | $13,390-99.1% |