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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,947 | $102,696-29.0% | $86,235-15.4% | $139,487-47.7% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 48.07% | 1925.91%-1877.8pp | 1170.03%-1122.0pp | 373.84%-325.8pp |
| Employer contribution / active EE | $9,746 | $3,034+221.2% | $2,381+309.3% | $4,755+105.0% |
| Participant deferral / active EE | $10,000 | $4,679+113.7% | $3,987+150.8% | $6,713+49.0% |
| Admin fee / account holder | $1,000 | $8,667-88.5% | $6,856-85.4% | $11,407-91.2% |