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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,149 | $63,346-91.9% | $92,240-94.4% | $70,126-92.7% |
| Participation rate | 82.5% | 68.7%+13.8pp | 76.5%+6.0pp | 69.5%+13.0pp |
| Annual return | 20.88% | 530.19%-509.3pp | 176.29%-155.4pp | 73.15%-52.3pp |
| Employer contribution / active EE | $802 | $2,471-67.5% | $3,680-78.2% | $2,343-65.8% |
| Participant deferral / active EE | $1,717 | $2,854-39.8% | $3,897-56.0% | $3,332-48.5% |
| Admin fee / account holder | $346 | $3,841-91.0% | $5,194-93.3% | $4,645-92.6% |