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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,234 | $211,224-69.6% | $178,505-64.0% | $145,897-56.0% |
| Participation rate | 93.3% | 80.8%+12.5pp | 77.1%+16.2pp | 80.3%+13.0pp |
| Annual return | 64.47% | 30.28%+34.2pp | 27.16%+37.3pp | 552.29%-487.8pp |
| Employer contribution / active EE | $5,705 | $4,577+24.7% | $3,955+44.3% | $4,663+22.4% |
| Participant deferral / active EE | $11,616 | $6,966+66.8% | $6,280+85.0% | $6,689+73.7% |
| Admin fee / account holder | $19,520 | $12,109+61.2% | $10,428+87.2% | $13,390+45.8% |