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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,118 | $165,381-38.3% | $149,730-31.8% | $158,966-35.8% |
| Participation rate | 77.8% | 84.6%-6.8pp | 82.5%-4.7pp | 82.0%-4.2pp |
| Annual return | 14.58% | 348.29%-333.7pp | 276.70%-262.1pp | 302.95%-288.4pp |
| Employer contribution / active EE | $2,302 | $5,104-54.9% | $4,645-50.4% | $4,762-51.7% |
| Participant deferral / active EE | $4,228 | $7,182-41.1% | $6,843-38.2% | $5,983-29.3% |
| Admin fee / account holder | $807 | $10,809-92.5% | $9,310-91.3% | $11,250-92.8% |