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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,937 | $138,114-60.2% | $125,391-56.2% | $134,545-59.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -20.71% | 750.88%-771.6pp | 572.41%-593.1pp | 418.37%-439.1pp |
| Employer contribution / active EE | $6,912 | $5,246+31.8% | $4,816+43.5% | $4,742+45.8% |
| Participant deferral / active EE | $16,575 | $7,801+112.5% | $7,448+122.5% | $6,401+158.9% |
| Admin fee / account holder | $1,646 | $11,570-85.8% | $10,009-83.6% | $11,431-85.6% |