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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,867 | $110,337-34.9% | $102,383-29.8% | $145,877-50.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 11.80% | 24.83%-13.0pp | 24.94%-13.1pp | 551.28%-539.5pp |
| Employer contribution / active EE | $7,911 | $4,216+87.6% | $3,870+104.4% | $4,663+69.7% |
| Participant deferral / active EE | $14,550 | $5,621+158.9% | $5,060+187.6% | $6,691+117.5% |
| Admin fee / account holder | $17,613 | $9,750+80.6% | $8,391+109.9% | $13,402+31.4% |