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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,536 | $110,240-22.4% | $96,544-11.4% | $139,487-38.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 14.95% | 26.41%-11.5pp | 25.88%-10.9pp | 373.84%-358.9pp |
| Employer contribution / active EE | $12,488 | $3,622+244.8% | $2,966+321.0% | $4,755+162.7% |
| Participant deferral / active EE | $8,986 | $5,549+61.9% | $4,851+85.2% | $6,713+33.9% |
| Admin fee / account holder | $1,192 | $11,602-89.7% | $8,254-85.6% | $11,407-89.5% |