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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,831 | $97,732-94.0% | $83,831-93.0% | $135,380-95.7% |
| Participation rate | 69.6% | 80.0%-10.4pp | 76.1%-6.6pp | 82.6%-13.1pp |
| Annual return | -103.76% | 1287.56%-1391.3pp | 850.99%-954.7pp | 519.81%-623.6pp |
| Employer contribution / active EE | $1,365 | $4,222-67.7% | $3,631-62.4% | $4,779-71.4% |
| Participant deferral / active EE | $2,859 | $4,683-38.9% | $4,082-30.0% | $5,609-49.0% |
| Admin fee / account holder | $297 | $6,675-95.5% | $5,479-94.6% | $10,828-97.3% |